We represent you, not them

Your adjuster works for the carrier. We work for you.

We document the damage, prepare the Xactimate scope, meet the adjuster on the roof, and supplement the claim until it reflects what the work actually costs. On average we add 35% to settled claims.

4.9 / 5 across 400+ reviews

Insurance adjusters are trained to find the cheapest way to make a claim go away. Most of them are honest, but they work for the carrier — not for you. Without an advocate on your side, the first offer is almost always low.

Our claim advocacy service is exactly what it sounds like. We scope the loss in Xactimate (the same software the carrier uses), meet the adjuster in person, dispute line items that are missing or underpriced, and file supplements with photo evidence. When the check comes in, it reflects the real cost of proper repair.

You do not have to hire us for the repair to get the advocacy service — but most clients do, because we already know the scope cold.

What you get

Exactly what is included when you hire us for this

Full property damage scope in Xactimate format
Photo and drone documentation of every claimable item
We meet the adjuster on the roof in person
Line-by-line review of the carrier's estimate
Supplements filed with written justification
Code upgrade claims (Ordinance & Law coverage)
Depreciation recovery strategy at project closeout
Average 35% increase over initial carrier offer
Pricing

$495 flat or 5–10%per claim

Honest ranges. Final number confirmed after a free on-site (or drone) inspection.

Flat fee — simple claim under $15k$495
Flat fee — complex claim $15k-$40k$895
Percentage — 5-10% of approved claim valueAlt. structure
Free if you hire us for the repairWaived
No approved claim, no fee$0

Questions homeowners actually ask

Is this the same as a public adjuster?▼
Similar function, different license. We are a licensed contractor with deep Xactimate expertise. Public adjusters typically charge 10-20% — we charge less and often waive the fee if we do the repair.
Does my insurer have to talk to you?▼
You authorize us as your representative on a simple one-page form. From then on we are copied on all claim correspondence and attend adjuster meetings.
What if the claim gets denied?▼
We file a supplement with additional evidence and request a re-inspection with a different adjuster. About 70% of denials get reversed. If we cannot get it approved, our percentage-fee version costs you nothing.
Will this piss off my insurance company?▼
No. Carriers deal with contractors and adjusters professionally every day. You have a contractual right to representation in a claim. Using that right does not trigger non-renewal.
Do I still have to pay my deductible?▼
Yes. Deductibles are a legal obligation — no contractor who tells you they will "waive" your deductible is being honest. We do not do that.
4.9/5
400+ Google reviews
2,800+
Roofs completed since 2019
24 hrs
Storm response guarantee
MO + IL
Licensed, bonded, insured
Pairs well with

Other services homeowners book with this one

Storm Damage Restoration

Free inspection within 24 hours, emergency tarp if needed, and we walk the roof with your adjuster. If we cannot identify claimable damage, you owe nothing.

$0 out of pocket (claim)Learn more

Roof Replacement

Complete tear-off, deck inspection, new underlayment, ice-and-water shield, and premium architectural shingles. Crews show up on time, clean up with a magnetic sweep, and leave behind a 25-year system backed by the manufacturer.

$12,500 – $38,000Learn more

Emergency Tarp Service

On-site within 24 hours, tarp installed correctly (not just thrown over), and the full callout fee credits toward your permanent repair.

$299 – $499Learn more

Ready to get this handled?

Free estimate in under 2 minutes online, or call direct and talk to a human right now.

Every day without a new roof is money left on the table.

Free to start. See your estimate range in 2 minutes. No commitment. No pressure.